Medical Professional Liability (MPL), Medical Malpractice Insurance (Med Mal), and Healthcare Professional Liability, are often used interchangeably. Sprinkle in the insurance jargon and we have a difficult formula to understand and is not always presented in a clear way. With the ever-changing complexities in healthcare, the last thing you want is confusion when contemplating decisions on how to best defend and protect yourself. When it comes to choosing the right company, product, design, or program, we fully understand the sensitivity and delivering on the trust of protecting you.
Who and What does MPL cover? Medical professional liability insurance is a type of professional liability insurance which protects physicians and other licensed health care professionals (e.g., dentist, nurse) from liability associated with wrongful practices resulting in bodily injury, medical expenses, property damage, mental anguish, as well as the cost of defending lawsuits related to such claims. MPL can be purchased for individual personal liability, group liability, corporate or entity liability, and for employees who render services under direct supervision.